Transactional Spending Limits

Dapper offers multiple payment method options including debit and credit cards, cryptocurrency choices, and connecting to a bank account. These each come with spending limits. 

Everyone in the Dapper community starts off with a transactional spending limit of $25,000 USD on their debit and credit cards, as well as cryptocurrency. For bank account deposits, this transactional spending limit is $10,000. Any daily limit runs on a 24-hour timer and is reset each day. (Note: Each payment option also comes with a minimum purchase amount of $5 USD)

As a collector's account matures and they successfully complete the Identity Check, their spending limits – for both credit and debit cards, as well as cryptocurrency – will increase.

Please note: Once collectors have completed their Identity Check, their transactional spending limit becomes $40,000 when using credit or debit cards, $50,000 when using their linked US Bank account through our ACH option, and $250,000 when using cryptocurrency.

Completing the Identity Check will also enable withdrawals on an account. 


When purchasing Dapper Balance, a collector is required to input their desired amount in the field above. If an amount above their limit is chosen, they will be asked to select a lower amount.

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